National Pension Scheme for Traders and Self-Employed Persons (NPS-Traders) is for the small traders/shopkeepers and self employed who has yearly earning less than 1.5 crore. Basically, its a social security scheme as a financial security for the old traders.
- Self employed/ Trader/ shopkeeper.
- Age between 18 to 40.
- Below 1.5 crore annual turnover.
- engaged in Organized Sector (membership of EPF/NPS/ESIC)
- a beneficiary of PM-SYM
- an income tax payer