L&T Finance Holdings Limited (LTFH), also known as LTF, is a leading non-banking financial services company (NBFC) in India. It is a part of the Larsen & Toubro (L&T) Group, one of India’s largest engineering and construction conglomerates. LTFH offers a wide range of financial services, including:
- Consumer loans: LTFH offers a variety of consumer loans, including personal loans, two-wheeler loans, and home loans.
- SME loans: LTFH offers a variety of SME loans to small and medium-sized enterprises.
- Rural loans: LTFH offers a variety of rural loans to farmers and other rural borrowers.
- Infrastructure finance: LTFH provides finance for infrastructure projects, such as roads, bridges, and power plants.
- Investment banking: LTFH provides investment banking services to corporate clients, such as mergers and acquisitions, and equity and debt underwriting.
LTFH is a well-capitalized and profitable NBFC. It has a strong track record of growth and profitability. LTFH is also rated highly by credit rating agencies, such as CRISIL and ICRA.
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Quick Pay
LTFH offers a quick pay service that allows customers to make payments towards their loans online or through the LTFH mobile app. To make a quick pay, customers need to log in to their LTFH account and select the quick pay option. Customers can then enter the amount they want to pay and select the payment mode. LTFH offers a variety of payment modes, including net banking, debit cards, and credit cards.
Loan Details
Customers can view their loan details online or through the LTFH mobile app. To view loan details, customers need to log in to their LTFH account and select the loan details option. Customers can then view the loan amount, interest rate, repayment schedule, and other loan details.
Login Process
- To log in to their LTFH account, customers need to visit the LTFH website or download the LTFH mobile app.
- Once they have opened the website or app, they need to enter their username and password.
- If they do not have a username and password, they can create one by clicking on the “Create New Account” link.
FAQs
Q: How can I become a customer of LTFH?
A: To become a customer of LTFH, you can visit the LTFH website or download the LTFH mobile app. You can then apply for a loan online or by visiting a LTFH branch.
Q: What are the eligibility criteria for a loan from LTFH?
A: The eligibility criteria for a loan from LTFH vary depending on the type of loan. However, some general eligibility criteria include:
- You must be a resident of India.
- You must be of legal age.
- You must have a regular source of income.
- You must have a good credit history.
Q: What are the documents required to apply for a loan from LTFH?
A: The documents required to apply for a loan from LTFH vary depending on the type of loan. However, some common documents include:
- KYC documents, such as PAN card, Aadhaar card, and Voter ID card.
- Income documents, such as salary slips or bank statements.
- Property documents, if you are applying for a home loan.
Q: How long does it take to get a loan from LTFH?
A: The time it takes to get a loan from LTFH depends on the type of loan and the completeness of your application. However, LTFH strives to process loan applications as quickly as possible.
Q: What are the interest rates charged by LTFH?
A: The interest rates charged by LTFH vary depending on the type of loan and the creditworthiness of the borrower. However, LTFH offers competitive interest rates on all of its loans.
Q: How can I make payments towards my loan from LTFH?
A: You can make payments towards your loan from LTFH online, through the LTFH mobile app, or by visiting a LTFH branch. LTFH offers a variety of payment modes, including net banking, debit cards, and credit cards.
Q: What are the benefits of being a customer of LTFH?
A: There are many benefits to being a customer of LTFH, including:
- Competitive interest rates
- A wide range of loan products
- A simple and hassle-free loan application process
- Fast loan processing
- Flexible repayment options
- Excellent customer service